anne - tracey and adina both can give you the lowdown on CM but they really are the best. check out www.creativememories.com to look at stuff - and i would be happy to send you a catalog and my suggestions. probably in the $80 - $150 range to get started...i will waive shipping/handling if you want me to send you anything and can tuck in some extras! if you want to email me directly(cmalexis@aol.com) , feel free to:-) out there where you are - one thought might be to sign up as a consultant - for $195 and you would get over $400 worth of stuff to get going with your own books and decide if you want to pursue it as a business or not. no obligation and if you have nothing, you would get it all at a great cost! i can send you that info as well. just a thought. ok, off my business soapbox! love- lexi